Downpayment for condo in Singapore usually involves 25% bare minimum for lender mortgage purchases, with at least five% in dollars and 20% income/CPF; for very first housing mortgage, LTV as much as seventy five%, Purchaser’s Stamp Responsibility applies on tiered premiums, Further Consumer’s Stamp Obligation differs by profile; usual new launch reserving fee 5% dollars, remainder of twenty% check here upon doing exercises within alternative time period, progressive payment by building phases; resale necessitates Alternative Cost (one% hard cash) then workout (4% funds) and balance; legal charges, valuation, home loan duty, and fireplace insurance coverage add to upfront charges; related keywords include condo downpayment, LTV limits, TDSR fifty five%, MSR not applicable to non-public, CPF OA utilization limitations, minimal income, ABSD remission for married couples, lender curiosity prices, lock-in, and pricing sensitivity by district.